Invoice Discounting

Invoice Discounting and Factoring : Introduction

Invoice Discounting and Factoring are a means of improving your cash flow by obtaining funds secured on the strength of your sales ledger debts. In simple terms you will be loaned money against sales invoices before your customers have paid you, and you will repay the money to the loan company when your customers clear their debts.
Cash is King
More than ever before, the current financial climate means that “cash is King” and a fluid cash flow will allow you to trade more effectively and negotiate better deals with suppliers.
How long does it take you to get paid?
The average time taken for businesses is to get paid is 70 days. With Invoice Discounting or Factoring, you get up to 90% of each invoice value paid into your bank account immediately.
Best advice at all times
As experienced business people we know that you’ll be looking for a cash flow solution which satisfies both your immediate needs and your long term plans and goals. Speak to us today and we can offer immediate advice and take the first steps to getting your cash flow and your business moving.

Capital Group

We have a number of solutions that can be tailored to suit your requirements:

Plant and equipment with everything from earthmovers to blast furnaces.

Factory machinery including printing presses, production lines and woodworking machinery.

Commercial vehicles large and small from a single van to a fleet of articulated trucks.

Executive company cars covering the very best marques at extremely competitive rates.

Property Finance

We have a number of solutions across these four main areas:

Bridging Loans and Short Term Finance when you need to raise funds quickly.

Commercial Mortgages and Remortgages for all types of property.

Development Finance for new builds or major renovation work.

Loans secured on property for any business purpose and at competitive rates.

Trade Finance

Trade finance usually runs alongside the traditional forms of funding like overdrafts, invoice discounting and factoring and will take the form of purchase finance, letters of credit or VAT export funding schemes.

Import Finance allowing you to pay for goods abroad prior to shipping.

Export Finance covering the cost of shipping and VAT.

Purchase Finance to help with seasonal trends and bulk orders.

Invoice Discounting and Factoring

Invoice Discounting and Factoring are a means of improving your cashflow by obtaining funds secured on the strength of your sales ledger debts.

The average time taken for businesses is to get paid is 70 days. With Invoice Discounting or Factoring, you get up to 90% of each invoice value paid into your bank account immediately.